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Can I save on your future premiums if you switch to a different insurer after an accident?? Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident. Can you get auto insurance for just part of the year? Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car. Can you get auto insurance if you are visiting the US on a Visa? It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident. Can I insure someone else's car? Generally no, but it would depend on the language in the policy. Some companies may allow you to insure a vehicle that is in your care. Can auto insurance be transferred to a new vehicle? Most companies should automatically cover the new car when you trade, but you will need to notify them of the change as soon as possible. The newer car may increase the premium. In which state do I get car insurance? It is based on your registered location. It is hard to rate a vehicle being driven by a person in another state. Can a tourist buy a car in the US and insure it himself? If the tourist has insurance in their own country, it may transfer to the US but is unlikely. Most U.S. policies do not transfer outside of a certain distance. They would need a valid driver's license, too. How can you get auto insurance after a DWI? If the courts have not taken away your license, you will need to contact a high risk insurer. Where can I find commercial automotive liability coverage? Such coverage would only work if you are incorporated or considered a registered business. Finding coverage would depend on your state. Can the car insurance be in my parents' name?? Generally yes, as long as you live in the same household. Could insurance companies charge a policy fee? They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee. Can you get auto insurance for just part of the year? Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car. |
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