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What is PLPD car insurance? PLPD means Public Liability and Property Damage. It satisfies your insurance obligation to the state, but offers no coverage to your vehicle's damage. Where can I get an answer to a specific question about car insurance? Best would be too call an insurance agent or two. All should be more than happy to discuss your situation with you before you actually buy a policy What type of insurance should a person carry for driving a company car for personal use? Non-owners insurance. If you own and insure another vehicle, it would likely cover claims of negligence made against you by third parties, in addition to any coverage for liability afforded you company business for your employer/company car owner. Can auto insurance companies demand information about people who live with me? The insurance company may ask you a lot of things that may not seem appropriate, but if they are insuring your car, they have a legal right to ask about all lisenced drivers in your household. What insurance is needed if you are picking up and delivering others vehicles? Talk to your insurance agent, but any business liability insurance would cover you. The owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too. Can you get auto insurance for just part of the year? Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car. Can an exchange student get car insurance? That is really difficult, but some companies have decent policies. Usually it is much cheaper to add a teen to the parents policy.But they may have to wait until he has his license and get coverage on his own . How can you get auto insurance after a DWI? If the courts have not taken away your license, you will need to contact a high risk insurer. Can auto insurance be transferred to a new vehicle? Most companies should automatically cover the new car when you trade, but you will need to notify them of the change as soon as possible. The newer car may increase the premium. Where can I find commercial automotive liability coverage? Such coverage would only work if you are incorporated or considered a registered business. Finding coverage would depend on your state. Can I get new vehicle insurance if I let your old policy expire? Yes, but there might be certain amount of days rule within certain companies, but you can get insurance with a new company. Can I insure someone else's car? Generally no, but it would depend on the language in the policy. Some companies may allow you to insure a vehicle that is in your care. |
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