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What is a car insurance rating information survey form used for? The information is used for credit check, credit report checking purposes because insurance companies equate good credit to good driving. Can I insure someone else's car? Generally no, but it would depend on the language in the policy. Some companies may allow you to insure a vehicle that is in your care. Would the insurance go up if you get a learners permit? It would depend on the state in which you reside, as well as the company. Check with your state's Department of Insurance. Are you responsible if the co owner is driving the car without insurance? Yes, in a way. In most states it is illegal to operate an un insured vehicle. If you notify the police that it is being driven without insurance, they may be able to impound the car. Could insurance companies charge a policy fee? They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee. Can auto insurance companies demand information about people who live with me? The insurance company may ask you a lot of things that may not seem appropriate, but if they are insuring your car, they have a legal right to ask about all lisenced drivers in your household. Can a tourist buy a car in the US and insure it himself? If the tourist has insurance in their own country, it may transfer to the US but is unlikely. Most U.S. policies do not transfer outside of a certain distance. They would need a valid driver's license, too. In which state do I get car insurance? It is based on your registered location. It is hard to rate a vehicle being driven by a person in another state. Can the car insurance be in my parents' name?? Generally yes, as long as you live in the same household. What states in the US are No-fault states?? Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah. Where can I get auto insurance quotes? You can find vehicle insurance quotes from any of our sponsors on the main page. Can I save on your future premiums if you switch to a different insurer after an accident?? Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident. |
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