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Are you responsible if the co owner is driving the car without insurance? Yes, in a way. In most states it is illegal to operate an un insured vehicle. If you notify the police that it is being driven without insurance, they may be able to impound the car. What is a car insurance rating information survey form used for? The information is used for credit check, credit report checking purposes because insurance companies equate good credit to good driving. What type of insurance should a person carry for driving a company car for personal use? Non-owners insurance. If you own and insure another vehicle, it would likely cover claims of negligence made against you by third parties, in addition to any coverage for liability afforded you company business for your employer/company car owner. Would the insurance go up if you get a learners permit? It would depend on the state in which you reside, as well as the company. Check with your state's Department of Insurance. What is PLPD car insurance? PLPD means Public Liability and Property Damage. It satisfies your insurance obligation to the state, but offers no coverage to your vehicle's damage. Can you get auto insurance if you are visiting the US on a Visa? It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident. Where can I find commercial automotive liability coverage? Such coverage would only work if you are incorporated or considered a registered business. Finding coverage would depend on your state. What insurance is needed if you are picking up and delivering others vehicles? Talk to your insurance agent, but any business liability insurance would cover you. The owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too. In which state do I get car insurance? It is based on your registered location. It is hard to rate a vehicle being driven by a person in another state. Can I save on your future premiums if you switch to a different insurer after an accident?? Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident. Where can I get auto insurance quotes? You can find vehicle insurance quotes from any of our sponsors on the main page. Can I insure someone else's car? Generally no, but it would depend on the language in the policy. Some companies may allow you to insure a vehicle that is in your care. |
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