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Can auto insurance be transferred to a new vehicle? Most companies should automatically cover the new car when you trade, but you will need to notify them of the change as soon as possible. The newer car may increase the premium. Can you get auto insurance if you are visiting the US on a Visa? It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident. Can I save on your future premiums if you switch to a different insurer after an accident?? Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident. Can you get auto insurance for just part of the year? Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car. Can the car insurance be in my parents' name?? Generally yes, as long as you live in the same household. How can you get auto insurance after a DWI? If the courts have not taken away your license, you will need to contact a high risk insurer. What insurance is needed if you are picking up and delivering others vehicles? Talk to your insurance agent, but any business liability insurance would cover you. The owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too. Can an exchange student get car insurance? That is really difficult, but some companies have decent policies. Usually it is much cheaper to add a teen to the parents policy.But they may have to wait until he has his license and get coverage on his own . What is a car insurance rating information survey form used for? The information is used for credit check, credit report checking purposes because insurance companies equate good credit to good driving. Can a tourist buy a car in the US and insure it himself? If the tourist has insurance in their own country, it may transfer to the US but is unlikely. Most U.S. policies do not transfer outside of a certain distance. They would need a valid driver's license, too. Would the insurance go up if you get a learners permit? It would depend on the state in which you reside, as well as the company. Check with your state's Department of Insurance. Could insurance companies charge a policy fee? They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee. |
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