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Can I get new vehicle insurance if I let your old policy expire? Yes, but there might be certain amount of days rule within certain companies, but you can get insurance with a new company. Where can I find commercial automotive liability coverage? Such coverage would only work if you are incorporated or considered a registered business. Finding coverage would depend on your state. Would the insurance go up if you get a learners permit? It would depend on the state in which you reside, as well as the company. Check with your state's Department of Insurance. Can I save on your future premiums if you switch to a different insurer after an accident?? Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident. Can a tourist buy a car in the US and insure it himself? If the tourist has insurance in their own country, it may transfer to the US but is unlikely. Most U.S. policies do not transfer outside of a certain distance. They would need a valid driver's license, too. In which state do I get car insurance? It is based on your registered location. It is hard to rate a vehicle being driven by a person in another state. What states in the US are No-fault states?? Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah. Are you responsible if the co owner is driving the car without insurance? Yes, in a way. In most states it is illegal to operate an un insured vehicle. If you notify the police that it is being driven without insurance, they may be able to impound the car. What is PLPD car insurance? PLPD means Public Liability and Property Damage. It satisfies your insurance obligation to the state, but offers no coverage to your vehicle's damage. Can you get auto insurance if you are visiting the US on a Visa? It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident. Can an exchange student get car insurance? That is really difficult, but some companies have decent policies. Usually it is much cheaper to add a teen to the parents policy.But they may have to wait until he has his license and get coverage on his own . Could insurance companies charge a policy fee? They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee. |
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