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What states in the US are No-fault states?? Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah. What is a car insurance rating information survey form used for? The information is used for credit check, credit report checking purposes because insurance companies equate good credit to good driving. Can you get auto insurance if you are visiting the US on a Visa? It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident. Would the insurance go up if you get a learners permit? It would depend on the state in which you reside, as well as the company. Check with your state's Department of Insurance. Can the car insurance be in my parents' name?? Generally yes, as long as you live in the same household. Can I insure someone else's car? Generally no, but it would depend on the language in the policy. Some companies may allow you to insure a vehicle that is in your care. Are you responsible if the co owner is driving the car without insurance? Yes, in a way. In most states it is illegal to operate an un insured vehicle. If you notify the police that it is being driven without insurance, they may be able to impound the car. Can an exchange student get car insurance? That is really difficult, but some companies have decent policies. Usually it is much cheaper to add a teen to the parents policy.But they may have to wait until he has his license and get coverage on his own . What insurance is needed if you are picking up and delivering others vehicles? Talk to your insurance agent, but any business liability insurance would cover you. The owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too. Where can I find commercial automotive liability coverage? Such coverage would only work if you are incorporated or considered a registered business. Finding coverage would depend on your state. Can I get new vehicle insurance if I let your old policy expire? Yes, but there might be certain amount of days rule within certain companies, but you can get insurance with a new company. Can I save on your future premiums if you switch to a different insurer after an accident?? Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident. |
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