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Could insurance companies charge a policy fee?

They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee.

Can you get auto insurance for just part of the year?

Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car.

Can I insure someone else's car?

Generally no, but it would depend on the language in the policy. Some companies may allow you to insure a vehicle that is in your care.

What is PLPD car insurance?

PLPD means Public Liability and Property Damage. It satisfies your insurance obligation to the state, but offers no coverage to your vehicle's damage.

How can you get auto insurance after a DWI?

If the courts have not taken away your license, you will need to contact a high risk insurer.

What type of insurance should a person carry for driving a company car for personal use?

Non-owners insurance. If you own and insure another vehicle, it would likely cover claims of negligence made against you by third parties, in addition to any coverage for liability afforded you company business for your employer/company car owner.

Where can I get an answer to a specific question about car insurance?

Best would be too call an insurance agent or two. All should be more than happy to discuss your situation with you before you actually buy a policy

Where can I find commercial automotive liability coverage?

Such coverage would only work if you are incorporated or considered a registered business. Finding coverage would depend on your state.

Would the insurance go up if you get a learners permit?

It would depend on the state in which you reside, as well as the company. Check with your state's Department of Insurance.

In which state do I get car insurance?

It is based on your registered location. It is hard to rate a vehicle being driven by a person in another state.

Can a tourist buy a car in the US and insure it himself?

If the tourist has insurance in their own country, it may transfer to the US but is unlikely. Most U.S. policies do not transfer outside of a certain distance. They would need a valid driver's license, too.

Can the car insurance be in my parents' name??

Generally yes, as long as you live in the same household.