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What states in the US are No-fault states?? Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah. Can I save on your future premiums if you switch to a different insurer after an accident?? Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident. Can you get auto insurance if you are visiting the US on a Visa? It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident. What is PLPD car insurance? PLPD means Public Liability and Property Damage. It satisfies your insurance obligation to the state, but offers no coverage to your vehicle's damage. Can the car insurance be in my parents' name?? Generally yes, as long as you live in the same household. Can an exchange student get car insurance? That is really difficult, but some companies have decent policies. Usually it is much cheaper to add a teen to the parents policy.But they may have to wait until he has his license and get coverage on his own . Could insurance companies charge a policy fee? They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee. Can auto insurance be transferred to a new vehicle? Most companies should automatically cover the new car when you trade, but you will need to notify them of the change as soon as possible. The newer car may increase the premium. Where can I get an answer to a specific question about car insurance? Best would be too call an insurance agent or two. All should be more than happy to discuss your situation with you before you actually buy a policy Would the insurance go up if you get a learners permit? It would depend on the state in which you reside, as well as the company. Check with your state's Department of Insurance. How can you get auto insurance after a DWI? If the courts have not taken away your license, you will need to contact a high risk insurer. Can you get auto insurance for just part of the year? Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car. |
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