Missouri insurance recreational vehicle

In which state do I get car insurance?

It is based on your registered location. It is hard to rate a vehicle being driven by a person in another state.

Could insurance companies charge a policy fee?

They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee.

Can I save on your future premiums if you switch to a different insurer after an accident??

Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident.

Where can I find commercial automotive liability coverage?

Such coverage would only work if you are incorporated or considered a registered business. Finding coverage would depend on your state.

Can the car insurance be in my parents' name??

Generally yes, as long as you live in the same household.

Can a tourist buy a car in the US and insure it himself?

If the tourist has insurance in their own country, it may transfer to the US but is unlikely. Most U.S. policies do not transfer outside of a certain distance. They would need a valid driver's license, too.

How can you get auto insurance after a DWI?

If the courts have not taken away your license, you will need to contact a high risk insurer.

What type of insurance should a person carry for driving a company car for personal use?

Non-owners insurance. If you own and insure another vehicle, it would likely cover claims of negligence made against you by third parties, in addition to any coverage for liability afforded you company business for your employer/company car owner.

Can I get new vehicle insurance if I let your old policy expire?

Yes, but there might be certain amount of days rule within certain companies, but you can get insurance with a new company.

Can you get auto insurance for just part of the year?

Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car.

Can I insure someone else's car?

Generally no, but it would depend on the language in the policy. Some companies may allow you to insure a vehicle that is in your care.

Are you responsible if the co owner is driving the car without insurance?

Yes, in a way. In most states it is illegal to operate an un insured vehicle. If you notify the police that it is being driven without insurance, they may be able to impound the car.

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