Louisiana insurance recreational vehicle

Where can I get an answer to a specific question about car insurance?

Best would be too call an insurance agent or two. All should be more than happy to discuss your situation with you before you actually buy a policy

Can you get auto insurance if you are visiting the US on a Visa?

It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident.

Can you get auto insurance for just part of the year?

Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car.

What insurance is needed if you are picking up and delivering others vehicles?

Talk to your insurance agent, but any business liability insurance would cover you. The owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too.

Can I save on your future premiums if you switch to a different insurer after an accident??

Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident.

Are you responsible if the co owner is driving the car without insurance?

Yes, in a way. In most states it is illegal to operate an un insured vehicle. If you notify the police that it is being driven without insurance, they may be able to impound the car.

Can the car insurance be in my parents' name??

Generally yes, as long as you live in the same household.

What is a car insurance rating information survey form used for?

The information is used for credit check, credit report checking purposes because insurance companies equate good credit to good driving.

Would the insurance go up if you get a learners permit?

It would depend on the state in which you reside, as well as the company. Check with your state's Department of Insurance.

Can you get auto insurance for just part of the year?

Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car.

Can auto insurance companies demand information about people who live with me?

The insurance company may ask you a lot of things that may not seem appropriate, but if they are insuring your car, they have a legal right to ask about all lisenced drivers in your household.

Can auto insurance be transferred to a new vehicle?

Most companies should automatically cover the new car when you trade, but you will need to notify them of the change as soon as possible. The newer car may increase the premium.

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