Kentucky insurance recreational vehicle

What is PLPD car insurance?

PLPD means Public Liability and Property Damage. It satisfies your insurance obligation to the state, but offers no coverage to your vehicle's damage.

Can a tourist buy a car in the US and insure it himself?

If the tourist has insurance in their own country, it may transfer to the US but is unlikely. Most U.S. policies do not transfer outside of a certain distance. They would need a valid driver's license, too.

In which state do I get car insurance?

It is based on your registered location. It is hard to rate a vehicle being driven by a person in another state.

Can you get auto insurance for just part of the year?

Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car.

Can auto insurance companies demand information about people who live with me?

The insurance company may ask you a lot of things that may not seem appropriate, but if they are insuring your car, they have a legal right to ask about all lisenced drivers in your household.

Are you responsible if the co owner is driving the car without insurance?

Yes, in a way. In most states it is illegal to operate an un insured vehicle. If you notify the police that it is being driven without insurance, they may be able to impound the car.

Where can I get an answer to a specific question about car insurance?

Best would be too call an insurance agent or two. All should be more than happy to discuss your situation with you before you actually buy a policy

Can the car insurance be in my parents' name??

Generally yes, as long as you live in the same household.

Can you get auto insurance if you are visiting the US on a Visa?

It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident.

Can you get auto insurance for just part of the year?

Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car.

What states in the US are No-fault states??

Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah.

What type of insurance should a person carry for driving a company car for personal use?

Non-owners insurance. If you own and insure another vehicle, it would likely cover claims of negligence made against you by third parties, in addition to any coverage for liability afforded you company business for your employer/company car owner.

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