Connecticut motor vehicle insurance

Where can I get an answer to a specific question about car insurance?

Best would be too call an insurance agent or two. All should be more than happy to discuss your situation with you before you actually buy a policy

Can you get auto insurance for just part of the year?

Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car.

What is PLPD car insurance?

PLPD means Public Liability and Property Damage. It satisfies your insurance obligation to the state, but offers no coverage to your vehicle's damage.

In which state do I get car insurance?

It is based on your registered location. It is hard to rate a vehicle being driven by a person in another state.

Can auto insurance be transferred to a new vehicle?

Most companies should automatically cover the new car when you trade, but you will need to notify them of the change as soon as possible. The newer car may increase the premium.

What type of insurance should a person carry for driving a company car for personal use?

Non-owners insurance. If you own and insure another vehicle, it would likely cover claims of negligence made against you by third parties, in addition to any coverage for liability afforded you company business for your employer/company car owner.

How can you get auto insurance after a DWI?

If the courts have not taken away your license, you will need to contact a high risk insurer.

Can an exchange student get car insurance?

That is really difficult, but some companies have decent policies. Usually it is much cheaper to add a teen to the parents policy.But they may have to wait until he has his license and get coverage on his own .

Could insurance companies charge a policy fee?

They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee.

Would the insurance go up if you get a learners permit?

It would depend on the state in which you reside, as well as the company. Check with your state's Department of Insurance.

Where can I find commercial automotive liability coverage?

Such coverage would only work if you are incorporated or considered a registered business. Finding coverage would depend on your state.

Are you responsible if the co owner is driving the car without insurance?

Yes, in a way. In most states it is illegal to operate an un insured vehicle. If you notify the police that it is being driven without insurance, they may be able to impound the car.

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