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    Could insurance companies charge a policy fee?

    They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee.

    Can auto insurance companies demand information about people who live with me?

    The insurance company may ask you a lot of things that may not seem appropriate, but if they are insuring your car, they have a legal right to ask about all lisenced drivers in your household.

    Can you get auto insurance if you are visiting the US on a Visa?

    It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident.

    Where can I get auto insurance quotes?

    You can find vehicle insurance quotes from any of our sponsors on the main page.

    Can I save on your future premiums if you switch to a different insurer after an accident??

    Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident.

    How can you get auto insurance after a DWI?

    If the courts have not taken away your license, you will need to contact a high risk insurer.

    Are you responsible if the co owner is driving the car without insurance?

    Yes, in a way. In most states it is illegal to operate an un insured vehicle. If you notify the police that it is being driven without insurance, they may be able to impound the car.

    Where can I find commercial automotive liability coverage?

    Such coverage would only work if you are incorporated or considered a registered business. Finding coverage would depend on your state.

    What is PLPD car insurance?

    PLPD means Public Liability and Property Damage. It satisfies your insurance obligation to the state, but offers no coverage to your vehicle's damage.

    What states in the US are No-fault states??

    Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah.

    What type of insurance should a person carry for driving a company car for personal use?

    Non-owners insurance. If you own and insure another vehicle, it would likely cover claims of negligence made against you by third parties, in addition to any coverage for liability afforded you company business for your employer/company car owner.

    Can you get auto insurance for just part of the year?

    Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car.

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