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How can you get auto insurance after a DWI? If the courts have not taken away your license, you will need to contact a high risk insurer. Can an exchange student get car insurance? That is really difficult, but some companies have decent policies. Usually it is much cheaper to add a teen to the parents policy.But they may have to wait until he has his license and get coverage on his own . Can a tourist buy a car in the US and insure it himself? If the tourist has insurance in their own country, it may transfer to the US but is unlikely. Most U.S. policies do not transfer outside of a certain distance. They would need a valid driver's license, too. Can auto insurance be transferred to a new vehicle? Most companies should automatically cover the new car when you trade, but you will need to notify them of the change as soon as possible. The newer car may increase the premium. What states in the US are No-fault states?? Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah. Can I get new vehicle insurance if I let your old policy expire? Yes, but there might be certain amount of days rule within certain companies, but you can get insurance with a new company. Can the car insurance be in my parents' name?? Generally yes, as long as you live in the same household. In which state do I get car insurance? It is based on your registered location. It is hard to rate a vehicle being driven by a person in another state. Can you get auto insurance for just part of the year? Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car. Can I save on your future premiums if you switch to a different insurer after an accident?? Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident. What insurance is needed if you are picking up and delivering others vehicles? Talk to your insurance agent, but any business liability insurance would cover you. The owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too. Can auto insurance companies demand information about people who live with me? The insurance company may ask you a lot of things that may not seem appropriate, but if they are insuring your car, they have a legal right to ask about all lisenced drivers in your household. |
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