Car insurance

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Can I save on your future premiums if you switch to a different insurer after an accident??

Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident.

In which state do I get car insurance?

It is based on your registered location. It is hard to rate a vehicle being driven by a person in another state.

What is a car insurance rating information survey form used for?

The information is used for credit check, credit report checking purposes because insurance companies equate good credit to good driving.

Where can I get an answer to a specific question about car insurance?

Best would be too call an insurance agent or two. All should be more than happy to discuss your situation with you before you actually buy a policy

Where can I get auto insurance quotes?

You can find vehicle insurance quotes from any of our sponsors on the main page.

Can auto insurance be transferred to a new vehicle?

Most companies should automatically cover the new car when you trade, but you will need to notify them of the change as soon as possible. The newer car may increase the premium.

Can auto insurance companies demand information about people who live with me?

The insurance company may ask you a lot of things that may not seem appropriate, but if they are insuring your car, they have a legal right to ask about all lisenced drivers in your household.

Could insurance companies charge a policy fee?

They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee.

Can you get auto insurance for just part of the year?

Most insurance companies sell policies that cover a 6 month or one year period. You may want to contact the insurance carrier for your family car.

What insurance is needed if you are picking up and delivering others vehicles?

Talk to your insurance agent, but any business liability insurance would cover you. The owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too.

How can you get auto insurance after a DWI?

If the courts have not taken away your license, you will need to contact a high risk insurer.

What type of insurance should a person carry for driving a company car for personal use?

Non-owners insurance. If you own and insure another vehicle, it would likely cover claims of negligence made against you by third parties, in addition to any coverage for liability afforded you company business for your employer/company car owner.