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What is a car insurance rating information survey form used for?

The information is used for credit check, credit report checking purposes because insurance companies equate good credit to good driving.

Can auto insurance be transferred to a new vehicle?

Most companies should automatically cover the new car when you trade, but you will need to notify them of the change as soon as possible. The newer car may increase the premium.

Can auto insurance companies demand information about people who live with me?

The insurance company may ask you a lot of things that may not seem appropriate, but if they are insuring your car, they have a legal right to ask about all lisenced drivers in your household.

Can you get auto insurance if you are visiting the US on a Visa?

It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident.

Are you responsible if the co owner is driving the car without insurance?

Yes, in a way. In most states it is illegal to operate an un insured vehicle. If you notify the police that it is being driven without insurance, they may be able to impound the car.

Can I insure someone else's car?

Generally no, but it would depend on the language in the policy. Some companies may allow you to insure a vehicle that is in your care.

What type of insurance should a person carry for driving a company car for personal use?

Non-owners insurance. If you own and insure another vehicle, it would likely cover claims of negligence made against you by third parties, in addition to any coverage for liability afforded you company business for your employer/company car owner.

Can a tourist buy a car in the US and insure it himself?

If the tourist has insurance in their own country, it may transfer to the US but is unlikely. Most U.S. policies do not transfer outside of a certain distance. They would need a valid driver's license, too.

Can I get new vehicle insurance if I let your old policy expire?

Yes, but there might be certain amount of days rule within certain companies, but you can get insurance with a new company.

What states in the US are No-fault states??

Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah.

Could insurance companies charge a policy fee?

They can, but you can change companies and ask prior that you get an agreement in writing stating all charges and clearly indicates there will never be any add-on charges at a later date such as a policy fee.

Where can I find commercial automotive liability coverage?

Such coverage would only work if you are incorporated or considered a registered business. Finding coverage would depend on your state.