Arizona commercial vehicle insurance

What insurance is needed if you are picking up and delivering others vehicles?

Talk to your insurance agent, but any business liability insurance would cover you. The owner's insurance would probably cover any liability to someone you hit with his car, and if he has full coverage, his damage too.

Where can I get an answer to a specific question about car insurance?

Best would be too call an insurance agent or two. All should be more than happy to discuss your situation with you before you actually buy a policy

How can you get auto insurance after a DWI?

If the courts have not taken away your license, you will need to contact a high risk insurer.

Can you get auto insurance if you are visiting the US on a Visa?

It may be difficult to get your own policy while driving on an International Driver's License, but often you may be added, as a rider, to the policy of a US resident.

Can auto insurance companies demand information about people who live with me?

The insurance company may ask you a lot of things that may not seem appropriate, but if they are insuring your car, they have a legal right to ask about all lisenced drivers in your household.

Would the insurance go up if you get a learners permit?

It would depend on the state in which you reside, as well as the company. Check with your state's Department of Insurance.

Can I insure someone else's car?

Generally no, but it would depend on the language in the policy. Some companies may allow you to insure a vehicle that is in your care.

Can a tourist buy a car in the US and insure it himself?

If the tourist has insurance in their own country, it may transfer to the US but is unlikely. Most U.S. policies do not transfer outside of a certain distance. They would need a valid driver's license, too.

Can I save on your future premiums if you switch to a different insurer after an accident??

Saving money after an accident is unlikely, especially if you are with a decent company. If you have had an accident you are statistically a higher risk to have another accident.

Can auto insurance be transferred to a new vehicle?

Most companies should automatically cover the new car when you trade, but you will need to notify them of the change as soon as possible. The newer car may increase the premium.

What states in the US are No-fault states??

Florida, Michigan, New Jersey, New York, Pennsylvania, Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah.

What is PLPD car insurance?

PLPD means Public Liability and Property Damage. It satisfies your insurance obligation to the state, but offers no coverage to your vehicle's damage.

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